New Balance Minimum Payment Due $2,626.90 $46.00 Payment

Blue from American Express

C F FROST

Closing Date 01/17/14

p. 1/13

Account Ending -21001

Previous Balance

Payments/Credits

New Charges

Fees

Interest Charged

$2,749.22

-$1,530.00

+$1,387.84

+$0.00

+$19.84

Balance

Minimum Payment Due

$2,626.90

$46.00

Membership Rewards® Points

Available and Pending as of 12/31/13

6,532

For up to date point balance and full program

details, visit

membershiprewards.com

Account Summary

Minimum Payment Warning:

If you make only the minimum payment each period,

you will pay more in interest and it will take you longer to pay oﬀ your balance. For

example:

Credit Limit

$10,200.00

Available Credit

$7,573.10

Cash Advance Limit

$1,300.00

Available Cash

$1,300.00

Days in Billing Period:

Customer Care

Pay by Computer

americanexpress.com/pbc

See page 2 for important informaon about your account.

Customer Care

1-888-258-3741

Pay by Phone

1-800-472-9297

New York residents may contact the New York Department of Financial

Services to obtain a comparave lisng of credit card rates, fees and

grace periods by calling 1-800-518-8866.

See Page 7 for an important Privacy Noce and the following pages

for important noces about Your Billing Rights, Electronic Fund Transfer

Error Resoluon and a noce for WA residents.

See Page 2 for addional informao

Please fold on the perforaon below, detach and return with your payment

Payment Coupon

Do not staple or use paper clips

Pay by Computer

americanexpress.com/pbc

Pay by Phone

1-800-472-9297

Account Ending -21001

Enter account number on all documents.

Make check payable to American Express.

C F FROST

123 STREET

CITY STATE 12345

Check here if your address or

phone number has changed.

Note changes on reverse side.

AMERICAN EXPRESS

P.O. BOX 1270

NEWARK NJ 07101-1270

Amount Enclosed

New Balance

Minimum Payment Due

$2,626.90

$46.00

Payment Due Date

02/11/14

Late Payment Warning:

we do not receive you

Minimum Payment Due by

the Payment Due Date listed above, you may have to pay a late fee of up to

$35.00 an

you

Purchase

PR may be increase

to the Penalt

PR o

27.24%.

you make no addiona

charges and each month you

ay...

You wil

pay of

the balance

shown on this statement in

about...

nd you wil

pay an

esmated tota

of...

Onl

the

Minimum Payment Due

8 years

$3,458

$81 3 years

$2,931

(Savings= $527)

If you woul

like informaon about credit counseling services, cal

1-888-733-4139.

Payment Due Date

02/11/14

New Balance

$2,626.90

Minimum Payment Due

$46.00

SAMPLE

C F FROST

Account Ending -21001

p. 2/13

Payments:

Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local me at that address to

be credited as of the day it is received. Payments we receive aer 5 p.m. will not be credited to your Account unl the next day. Payments must also:

(1)

include the remiance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a

negoable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does

not meet all of the above requirements, creding may be delayed and you may incur late payment fees and addional interest charges. Electronic

payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept

payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a parcular rate is required by law.

Please do not send post-dated checks as they will be deposited upon receipt. Any restricve language on a payment we accept will have no eﬀect on

us without our express prior wrien approval. We will re-present to your ﬁnancial instuon any payment that is returned unpaid.

Permission for Electronic Withdrawal:

(1) When you send a check for payment, you give us permission to electronically withdraw your payment from

your deposit or other asset account. We will process checks electronically by transming the amount of the check, roung number, account number

and check serial number to your ﬁnancial instuon, unless the check is not processable electronically or a less costly process is available. When we

process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your

check, and you will not receive that cancelled check with your deposit or other asset account statement. If we cannot collect the funds electronically we

may issue a dra against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other

electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the

amount you request. Payments using such services of ours received aer 8:00 p.m. MST may not be credited unl the next day.

How We Calculate Your Balance:

We use the Average Daily Balance (ADB) method (including new transacons) to calculate the balance on which we

charge interest on your Account. Call the Customer Service number listed below for more informaon about this balance computaon method and

how resulng interest charges are determined.

The method we use to gure the ADB and interest results in daily compounding of interest.

Paying Interest:

Your due date is at least 25 days aer the close of each billing period. We will not charge you interest on your purchases if you pay the

New Balance by the due date each month. We will charge you interest on cash advances and (unless otherwise disclosed) balance transfers beginning

on the transacon date.

Foreign Currency Charges:

If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it.

We will charge a fee of 2.7% of the converted US dollar amount.

We will choose a conversion rate that is acceptable to us for that date, unless a

parcular rate is required by law. The conversion rate we use is no more than the highest oﬃcial rate published by a government agency or the highest

interbank rate we idenfy from customary banking sources on the conversion date or the prior business day. This rate may diﬀer from rates in eﬀect on

the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use.

Credit Balance:

A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the

date of the ﬁrst statement indicang the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a

check for the credit balance within 30 days if the amount is $1.00 or more. To request a refund, contact us at the address or phone number as noted

below for Customer Care & Billing Inquiries.

Credit Reporting:

We may report informaon about your Account to credit bureaus. Late payments, missed payments, or other defaults on your

Account may be reﬂected in your credit report.

Change of Address

If correct on front, do not use.

To change your address online, visit www.americanexpress.com/updatecontacnfo

For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care.

Please print clearly in blue or black ink only in the boxes provided.

Street Address

City, State

Zip Code

Area Code and

Home Phone

Area Code and

Work Phone

For informaon on how we protect your

privacy and to set your communicaon

and privacy choices, please visit

www.americanexpress.com/privacy.

Website:

americanexpress.com

Mobile Site:

amexmobile.com

Customer Care

& Billing Inquiries

Payments

P.O. BOX 981535 P.O. BOX 1270

EL PASO, TX

NEWARK NJ

79998-1535

07101-1270

Custome

Care

Billing Inquiries

InternationalCollect

Large Print & Braille Statements

Cash Advance at ATMs Inquiries

1-888-BLU

-741

Hearing Impaire

1-888-258-3741

TTY:

1-800-221-9950

1-336-393-1111

FAX:

1-800-695-9090

1-888-BLUE-741

In NY:

1-800-522-1897

1-888-258-3741

1-800-CASH-NOW

Pay Your Bill with AutoPay

Avoid late fees

Save me

Deduct your payment from your bank

account automacally each month

Visit

americanexpress.com/autopay

today to enroll.

SAMPLE

Blue from American Express

C F FROST

Closing Date 01/17/14

p. 3/13

Account Ending -21001

Payments

Credits

Total Payments and Credits

Total

-$1,500.00

-$30.00

-$1,530.00

Payments

Amount

12/27/13*

01/17/14*

ONLINE PAYMENT - THANK YOU

-$500.00

-$1,000.00

Credits

Amount

12/31/13

GUITAR CTR MGMT CO IWESTLAKE VLG

GuitarCentrOﬀer

-$30.00

Total New Charges

Total

$1,387.84

C F FROST

Card Ending -21001

Amount

12/17/13

12/18/13

12/21/13

12/

21/13

12/22/13

12/24/13

AMEX NYC INFOGENESISNEW YORK NY

(973)526-6116

COURSEYS SMOKED MEATSAINT JOE AR

MISC/SPECIALTY RETAIL

AMEX NYC INFOGENESISNEW YORK NY

(973)526-6116

ASI*KICKSTARTER COM 866-749-7545

SERVICE

NYCT EASYPAY PROGRAM877-323-7433

877-323-7433

AT&T*BILL PAYMENT 95DALLAS TX

800-331-0500

Descripon

TELEPHONE SERVICE/E

BROOKLYN INDUSTRIES-718-801-8900

718-801-8900

ITUNES MUSICUSA ITUNCUPERTINO CA

ITUNES MUSIC STORE

FANDANGO.COM MOVIE TKTS

MOVIE TKTS

FANDANGO.COM

866-857-5191

$7.57

$68.84

$9.79

$75.00

$30.00

$82.99

$53.99

$6.98

$32.00

Detail

New Charges

Summary

Detail

*Indicates posng date

Payments and Credits

Summary

SAMPLE

C F FROST

Account Ending -21001

p. 4/13

Amount

12/26/13

12/27/13

12/29/13

12/30/13

12/31/13

01/01/14

01/

02/14

01/02/14

FANDANGO.COM MOVIE TKTS

MOVIE TKTS

FANDANGO.COM

866-857-5191

HLU*HULU 47297565-U HULU.COM/BILL

HULU.COM/BILL

HULUPLUS NU 47297565

ITUNES MUSICUSA ITUNCUPERTINO CA

ITUNES MUSIC STORE

GUITAR CENTER #810 MANHATTAN NY

999-000-0000

NYCT EASYPAY PROGRAM877-323-7433

877-323-7433

ASI*KICKSTARTER COM 866-749-7545

SERVICE

COMMUNITY COFFEE ECOBATON ROUGE

MISC FOOD ST

SEAMLESS * LA BRUSCH800-905-9322

438286467-45599 10285

ONLINE FOOD ORDER

HEALTHYLIFE USA WASHINGTON DC

800-555-0909

Descripon

HEALTHYLIFE USA

AMEX NYC INFOGENESISNEW YORK NY

(973)526-6116

GOTHAM COMEDY CLUB 212-3679000 NY

$30.50

$7.99

$2.07

$315.72

$30.00

$250.00

$61.04

$23.78

$20.00

$4.95

$62.62

2123679000

01/03/14

ITUNES MUSICUSA ITUNCUPERTINO

$1.29

ITUNES MUSIC STORE

01/04/14

ITUNES MUSICUSA ITUNCUPERTINO

$9.99

ITUNES MUSIC STORE

01/04/14

SEAMLESS * COLOMBIA 800-905-9322

$48.65

439379286-44635 10285

ONLINE FOOD ORDER

01/06/14

EUREST DINING 114791NEW YORK

$5.05

212-6402194

FOOD/BEVERAGE

$5.05

01/07/14

ExpPay AMEX NYC INFONEW YORK

$9.79

(973)526-6116

01/08/14

ExpPay AMEX NYC INFONEW YORK

$2.78

(973)526-6116

01/10/14

01/12/14

01/13/14

NYCT EASYPAY PROGRAM877-323-7433

877-323-7433

ITUNES MUSICUSA ITUNCUPERTINO CA

ITUNES MUSIC STORE

AMEX NYC INFOGENESISNEW YORK NY

(973)526-6116

$30.00

$9.99

$9.24

Detail Connued

SAMPLE

Blue from American Express

C F FROST

Closing Date 01/17/14

p. 5/13

Account Ending -21001

Amount

01/14/14

EUREST DINING 114791NEW YORK

212-6402194

$5.00

FOOD/BEVERAGE

$5.00

01/15/14

AMERICAN MEBER 2125550002

$15.00

2125552500

01/15/14

ExpPay AMEX NYC INFONEW YORK

$7.07

(973)526-6116

01/16/14

NYCT EASYPAY PROGRAM877-323-743

$30.00

877-323-7433

01/16/14

EUREST DINING 114791NEW YORK

$11.00

01/17/14

212-6402194

FOOD/BEVERAGE

$11.00

AMAZON.COM AMZN.COM/BILL

MERCHANDISE

$17.16

Amount

Total Fees for this Period

$0.00

Amount

01/17/14

Interest Charge on Purchases

$19.84

Total Interest Charged for this Period

$19.84

2014 Fees and Interest Totals Year-to-Date

Tota

Fees in 2014

Tota

Interest in 2014

Amount

$0.00

$19.84

Interest Charged

Fees

Detail Connued

SAMPLE

C F FROST

Account Ending -21001

p. 6/13

Your Annual Percentage Rate (APR) is the annual interest rate on your account.

Transactions Dated

Annual

Percentage

Balance

Subject to

Interest

Charge

From To

Rate Interest Rate

Purchases

01/16/2009

7.24% (v)

$3,232.38

$19.84

Cash Advances

01/16/2009

25.24% (v)

$0.00

Total

$19.84

(v) Variable Rate

Interest Charge Calculaon

SAMPLE

Blue from American Express

p. 7/13

C F FROST

Closing Date 01/17/14

Account Ending -21001

Financial companies choose how they share your personal information. Federal law gives

consumers the right to limit some but not all sharing. Federal law also requires us to tell you how

we collect, share, and protect your personal information. Please read this notice carefully to

understand what we do.

The types of personal information we collect and share depend on the product or service you have

with us. This information can include:

•

Social Security number and income

•

transaction history and account history

•

insurance claim history and credit history

All financial companies need to share customers' personal information to run their everyday

business. In the section below, we list the reasons financial companies can share their customers'

personal information; the reasons American Express chooses to share; and whether you can limit

this sharing.

•

Visit us online: www.americanexpress.com/communications or

•

Call us at 1-855-297-7748 - our menu will prompt you through your choices

Please note:

If you are a new customer, we can begin sharing your personal information 30 days from the date

we sent this notice. When you are no longer our customer, we continue to share your personal

information as described in this notice.

However, you can contact us at any time to limit our sharing.

We provide additional privacy choices to customers. Privacy elections you make for any one

product or service may not automatically be applied to other products and services. To let us know

if you do not want us to use your personal information to communicate with you about offers by

mail, telephone, and/or e-mail:

•

Visit us online: www.americanexpress.com/communications or

•

Call us at 1-855-297-7748 (except for choices about e-mail communications)

Call 1-800-528-4800 or go to americanexpress.com/contact.

FACTS

Rev. 9/2012

WHAT DOES AMERICAN EXPRESS DO WITH YOUR PERSONAL INFORMATION?

For our everyday business purposes

such as to process your transactions, maintain your account(s),

respond to court orders and legal investigations, or report to

credit bureaus

Yes

For our marketing purposes

to offer our products and services to you

Yes

(but please see the "To limit

direct marketing" box below for

additional privacy choices)

For joint marketing with other financial companies

Yes

For our affiliates' everyday business purposes

information about your transactions and experiences

Yes

For our affiliates' everyday business purposes

information about your creditworthiness

Yes Yes

For our affiliates to market to you

Yes Yes

For nonaffiliates to market to you

(although we may

share aggregated or

de-identified data)

We don't share personal

information

Page 1 of 2

BP/PRVCCSG/0213

SAMPLE

p. 8/13

C F FROST

Account Ending -21001

How does American

Express protect my

personal information?

To protect your personal information from unauthorized access and use, we use security

measures that comply with federal law. These measures include computer safeguards

and secured files and buildings.

How does American

Express collect my

personal information?

We collect your personal information, for example, when you

•

open an account or pay your bills

•

give us your income information or give us your contact information

•

use your credit card

We also collect your personal information from others, such as credit bureaus, affiliates, or

other companies.

Why can't I limit all

sharing of personal

information?

Federal law gives you the right to limit only

•

sharing for affiliates' everyday business purposes - information about your

creditworthiness

•

affiliates from using your information to market to you

•

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See

below for more on your rights under state law.

What happens when I

limit sharing for an

account I hold jointly

with someone else?

Your choices will apply to everyone on your account.

Affiliates

Nonaffiliates

Joint

marketing

Companies

related by common ownership or control. They can be financial and nonfinancial

companies.

•

Our affiliates include companies with the American Express name, including financial companies

such as American Express Travel Related Services Company, Inc. and nonfinancial companies

such as American Express Publishing. Affiliates may also include other companies related by

common ownership or control, such as Serve Virtual Enterprises, Inc. and AMEX Assurance

mpany,

a provider of American Express Card-related insurance services.

Companies not related by common ownership or control. They can be financial and nonfinancial

companies.

•

Nonaffiliates with which we share personal information include service providers, including, for

example, direct marketers, that perform services or functions on our behalf.

A formal agreement between nonaffiliated companies that together market financial products or

services to you.

•

Ourjoint marketing partners include financial companies.

We may transfer personal information to other countries, for example, for customer service or to process

transactions.

AMEX

Assurance Company customers: You may have the right to access and correct recorded personal

information. Personal information may be disclosed by us to detect fraud or misrepresentation, to verify insurance

coverage, to an insurance regulatory authority, law enforcement or other governmental authority pursuant to law, or

to a group policyholder for purposes of reporting claims experience or conducting an audit. Personal information

related to insurance claim activity obtained from a report prepared by an insurance-support organization on our

behalf may be retained by such organization and disclosed as required by law. State law may be more protective

than federal law.

California: If your American Express account has a California billing address, we will not share your personal

information except to the extent permitted under California law.

Vermont: If your American Express account has a Vermont billing address, we will automatically treat your account

as if you have

directed us not

to share information about your creditworthiness with our affiliates.

Page 2 of 2

SCP23 BP/PRVCCSG/0213

Who is providing

this notice?

merican Express Travel Related Services Company, Inc. and other American Express

ffiliates that provide financial products or services, including American Express

Centurion Bank, American Express Bank, FSB, and AMEX Assurance Compan

SAMPLE

Blue from American Express

p. 9/13

C F FROST

Closing Date 01/17/14

Account Ending -21001

Your Billing Rights: Keep this Document for Future Use

This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act.

What To Do If You Find a Mistake on Your Statement

If you think there is an error on your statement, write to us at PO Box 981535, El Paso TX 79998-1535. In your letter, give us the following

information:

•

Account information: Your name and account number.

•

Dollar amount: The dollar amount of the suspected error.

•

Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us:

•

Within 60 days after the error appeared on your statement.

•

At least 3 business days before an automated payment is scheduled, if you want to stop payment on the amount you think is

wrong.

You must notify us of any potential errors

in writing.

You may call us, but if you do we are not required to investigate any potential errors and

you may have to pay the amount in question.

What Will Happen After We Receive Your

Letter

When we receive your letter, we must do two things:

Within 30 days of receiving your letter, we must tell you that we received your letter. We will also tell you if we have already corrected the

error.

Within 90 days of receiving your letter, we must either correct the error or explain to you why we believe the bill is correct.

While we investigate whether or not there has been an error:

•

We cannot try to collect the amount in question, or report you as delinquent on that amount.

•

The charge in question may remain on your statement, and we may continue to charge you interest on that amount.

•

While you do not have to pay the amount in question, you are responsible for the remainder of your balance.

•

We can apply any unpaid amount against your credit limit.

After we finish our investigation, one of two things will happen:

•

lf we made

mistake:

You will not have to pay the amount in question or any interest or other fees related to that amount.

•

lf we do not believe there

was a

mistake:

You will have to pay the amount in question, along with applicable interest and fees.

We will send you a statement of the amount you owe and the date payment is due. We may then report you as delinquent if you

do not pay the amount we think you owe.

If you receive our explanation but still believe your bill is wrong, you must write to us within

10 days

telling us that you still refuse to pay. If you

do so, we cannot report you as delinquent without also reporting that you are questioning your bill. We must tell you the name of anyone to

whom we reported you as delinquent, and we must let those organizations know when the matter has been settled between us.

If we do no

t follow all of the rules above, you do not have to pay the first $50 of the amount you question even if your bill is correct.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases

If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the

problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must

have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we

own the company that sold you the

goods or services.)

You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses

your credit card account do not qualify.

You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us

in writing

at PO Box 981535, El Paso TX 79998-

1535. While we investigate, the same rules apply to the disputed amount as discussed above.

After we finish our investigation, we will tell you our decision. At that point, if we

think you owe an amount and you do not pay, we may report

you as delinquent.

SCP23 BP/PRVCCSG/0213

SAMPLE

p. 10/13

C F FROST

ccount Ending -21001

Annual EFT Error Resolution Notice

This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using

your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By

Phone, Pay By Computer, or any other American Express electronic payment service.

In case of errors or questions about your Electronic Transfers, please contact us as soon as you can if you think your statement or receipt is

wrong or if you need m

ore information about a transfer listed on the statement or receipt. You can telephone us at 1-800-IPAY-AXP for Pay

By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you

may write to us at American Express, Electronic Funds Services, P.O. Box 981531, El Paso, TX 79998-1531, or contact us online at

www.americanexpress.com/inquirycenter. We must hear from you no later than 60 days after we sent the FIRST statement on which the

problem or error appeared or question aros

e. When you contact us, please provide the following information:

(1) Your name and card account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why

you believe it is an error or why you need more information. (3) The dollar amount of the suspected error.

If you notify us by phone, we may require that you send us your complaint or question in writing within 1

business days of the call. We will

determine whether an error occurred within 1

business days and will correct any error promptly. If we need more time, however, we may

take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your bank account within 1

business days

for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we

ask you to put your complaint or question in writing and we do not receive it within 1

business days, we may not credit your account. For

errors involving point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell

you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written

explanation. You may ask for copies of the documents that we used in our investigation.

If we have credited your bank account and there was no error, we will tell you when we will withdraw that amount from your bank account

again. You authorize us to withdraw this amount from your bank account. If your bank account does not have enough funds to cover this

withdrawal, we can charge the amount to your card

account or collect the amount from you. If this happens, we may cancel your right to use

our electronic transfer services.

Notice for residents of Washington State

In accordance with the Revised Code of Washington Statutes, Section 63.14.167, you are not responsible for payment of interest charges

that result solely from a merchant's failure to transmit to us within seven working days a credit for goods or services accepted for return or

forgiven if you have notified us of the merchant's delay in posting such credit, or our failure to post such credit to your accou

nt within three

working days of our receipt of the credit.

SCP23 BP/PRVCCSG/0213

SAMPLE

Prepared for C F FROST

Account Number 1M123456789

Quesons About Your Account?

Did You Know?

p. 11/13

Opening Points Balance

41,367

Points Earned this Period

Points Used this Period

Reinstated Points and Adjustments

Total Points Balance

Points Earned this Period are pending until charges are paid in full and all your

accounts are in good standing.

+1,795

-36,630

6,532

Points Earned this Period Points Activity On

Eligible Charges

Bonus Points

Awarded

Total Points

Activity Per Card

Blue

XXXX-XXXXX3-81001

1,795

Total 1,795 0 1,795

Points Used this Period

Pay with Points - AMAZON Order Conﬁrmed

Total Points Used

This Period

-8,060

Request

Date

12/30/13

Pay with Points - AMAZON Order Conﬁrmed

-28,570 12/30/13

Total -36,630

Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or

redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting

membershiprewards.com. Terms and Condions of the Membership Rewards Express® program apply. For more informaon, visit

membershiprewards.com/termsor call 1-800-AXP-EARN (297-3276). From overseas, call collect 305-816-2799.

Points Transacon Detail

December 1, 2013 - December 31, 2013

Membership Rewards®

Monthly Statement and Program News

membershi

rewards.com

1-800-

-EARN(297-3276)

International Collect: 305-816-

Use Points For Your Charges

Use your Card for charges like travel, dining,

groceries, and more, then go online and use the

points you earned toward your eligible charges.

Learn more at

membershiprewards.com/yourcharges

Points Earne

this Perio

1,795

Total Points Balance 6,532

Account Summary

December 1, 2013 - December 31, 2013

SAMPLE

Prepared for

C F FROST

Membership Rewards

Account Number

1M123456789

p. 12/13

SAMPLE

Blue from American Express

C F FROST

Closing Date 01/17/14

p. 13/13

Account Ending -21001

FURNITURELAND

SOUTH

"The World's Largest Furniture

Store™". More than 500 name

brands. Com

limentar

desi

PERGOLA

VINUS & MARC

Organic Mediterranean cuisine Reinvented prohibition-era

in the heart of NOMAD. Ideal for cocktails, artisanal wines,

service. 336-822-3000.

casual business lunch, Happy

Hour or late night cocktails.

36 W 28th St NY

Visit FurniturelandSouth.com.

212-G79-4s42.

seasonal small plates in an

intimate 1930's lounge on the

upper eastside.

646-692-9105

www.vinusandmarc. com.

there are othe

places where you would like to see the Card accepted, please call the Custome

Care

numbe

that is located on

e 2 o

statement o

the numbe

that is on the back o

Card.

Now Accepting

merican Express@

Cards

SAMPLE