Conditions of Use
on National Rail services
1 October 2015 until further notice
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1. Introduction
1.1. These conditions of use (“Conditions of Use”) set out your rights and obligations when using
an Oyster card to travel on National Rail services. They apply in addition to the conditions set
out in the National Rail Conditions of Carriage, which you can view and download from the
National Rail website nationalrail.co.uk/nrcoc. Where these Conditions of Use differ from the
National Rail Conditions of Carriage, these Conditions of Use take precedence when you are
using your Oyster card.
1.2 When travelling on National Rail services, you will also have to comply with the Railway
Byelaws. You can a get free copy of these at most staffed National Rail stations, or download
a copy from the Department for Transport website dft.gov.uk.
1.3 All Train Companies operating services into the London Fare Zones Area accept valid
Travelcards issued on Oyster cards, except Heathrow Express and Southeastern High Speed
services between London St Pancras International and Stratford International. In addition, the
following Train Companies accept pay as you go on Oyster cards for travel on their services
within the London National Rail Pay As You Go Area.
Abellio Greater Anglia Limited (trading as Greater Anglia)
The Chiltern Railway Company Limited (trading as Chiltern Railways)
First Greater Western Limited (trading as Great Western Railway) (including Heathrow
Connect services between London Paddington and Hayes & Harlington)
GoVia Thameslink Railway Limited (trading as Great Northern, as Southern and as
Thameslink)
London & Birmingham Railway Limited (trading as London Midland)
London & South Eastern Railway Company (trading as Southeastern) (Special fares apply
on Southeaster highspeed services between London St Pancras International and Stratford
International).
NXET Trains Limited (trading as c2c)
Stagecoach South Western Trains Limited (trading as South West Trains)
Please note that staff and agents have no authority to make individual exceptions to the
National Rail Conditions of Carriage or these Conditions of Use.
1.4 When using Oyster to travel on the following Train Companies
London Overground Rail Operations Ltd (trading as London Overground)
MTR Crossrail Limited (trading as TfL Rail)
the conditions of use shown in the Rail for London - London Overground and TfL Rail Services
Ticketing and Travel Guide apply. This is available on the Transport for London website,
tfl.gov.uk/terms.
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2. Issue of Oyster cards (including Oyster photocards)
2.1 You can get an Oyster card from London Underground and London Overground stations,
Visitor Centres, Oyster Ticket Stops and certain TfL Rail and National Rail staffed stations.
You can also get one online (tfl.gov.uk/oyster). Information about how to get an Oyster card,
including whether you are entitled to a Job Centre Plus Travel Discount photocard, Bus &
Tram Discount photocard, Veterans Oyster photocard, 5-10 Zip, 11-15 Zip, 16+ Zip or an 18+
Student or Apprentice Oyster photocard, and the concessions available with them, is available
at tfl.gov.uk.
2.2 Oyster cards and Oyster photocards are issued in accordance with the TfL Conditions of
Carriage, available at tfl.gov.uk/terms. These cards and photocards remain the property of
TfL and must not be intentionally damaged, altered or tampered with in any way.
2.3 Train Company staff or their agent(s) reserve the right to prevent the use of or to withdraw
your Oyster card at any time if they have reason to suspect that it is being improperly used or
used in a way that is not permitted by these conditions of use. Such withdrawal will not take
place without good reason and you will be given a receipt.
2.4 Where, for whatever reason, your Oyster card is cancelled without you being informed, and
you find it no longer works, you will need to call TfL Customer Services (details of which are
shown on page 8) to find out why this has been done.
2.5 Oyster cards or Oyster photocards with a discount concession may only be used by the person
for whom they were issued. They must not be lent or transferred to anyone else to use. If you
have an Oyster card with a valid discount concession on it, you can only use it if you have the
appropriate supporting photocard or Railcard with you.
2.6 If you hold a 16-25, Senior or HM Forces Railcard, or a Gold Card, and hold a related Oyster
card with the National Rail discount loaded on it, the Oyster discount is only available to you as
the cardholder. If you are travelling with other people who are entitled to a discount on any
printed tickets bought in association with your Railcard, the entire group should buy and use
printed tickets.
2.7 If you hold a Disabled Persons Railcard and also hold an Oyster card with the Disabled
Persons Railcard discount and pay as you go credit loaded on it and are travelling with a
companion who is eligible for a discount on any printed tickets bought in association with your
Railcard, you, as the Railcard holder, may use pay as you go instead of buying a printed ticket.
2.8 If you are using an 11-15 or 16+ Oyster photocard whilst travelling on National Rail services,
you must follow the TfL Behaviour Code, details of which are available at
tfl.gov.uk/behaviourcode. If you don’t, you might lose your travel concession or Zip Oyster
photocard.
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3. Using your Oyster card
General
3.1 If you already have an Oyster card, you can add Travelcard season tickets or pay as you go
credit to it at London Underground and London Overground stations, Visitor Centres, Oyster
Ticket Stops, at certain TfL Rail and National Rail ticket offices, and at self-service ticket
machines at National Rail stations within the London National Rail Pay As You Go Area. You
can also add Travelcard season tickets or pay as you go credit and view your journey history
online at tfl.gov.uk.
3.2 You must be prepared to show your Oyster card (and photocard, where required) on every
journey you make with it. You must let a member of staff or a Police Officer examine your
Oyster card and/or photocard at any time during your journey if asked to do so.
3.3 To protect your Oyster card in case of loss or theft, you should either complete an Oyster card
registration form at a London Underground station or protect it online at tfl.gov.uk/oyster.
3.4 Yellow card readers
When you touch your Oyster card flat on the yellow card reader:
a green light, accompanied by one beep (more than two beeps for 5-10 and 11-15 Oyster
photocards) means that it has been accepted for travel. A red light, accompanied by two
beeps, means your Oyster card has been rejected. You must not go further until either your
Oyster card has been accepted for travel or you have paid separately for your journey.
When a yellow card reader displays an amber light, this means that it is ready to check your
Oyster card. When a yellow card reader displays a red light or no light at all, this means that it
is not working. If this is the case, you must use another yellow card reader that is working.
You cannot validate your Oyster card by touching a yellow card reader located on a
self-service ticket machine.
Travelcards on Oyster
3.5 You can use a valid Travelcard season ticket on your Oyster card provided that any pay as
you go balance on your Oyster card is not in debit. If the pay as you go balance on your card is
in debit, you must clear it before you next use your Travelcard.
3.6 The Travelcard on your Oyster card is only valid for use by the person for whom it was issued.
You may not transfer your Oyster card containing this Travelcard to anyone else in order to
travel with it.
3.7 When you use a National Rail service, you should touch your Oyster card on the yellow card
reader before you start your journey, at the station you are leaving from; and at the end of your
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journey, when you arrive at your destination station. You can still use your Oyster card at
stations where there is no yellow card reader or if it is not working provided that your
Travelcard is valid for the journey you are making. You may be asked instead to show your
Oyster card (and photocard where needed).
3.8 If you are using an Oyster card with a Travelcard season ticket (or tickets) loaded on to it and
wish to start your journey from, or travel to, a destination outside the availability of your
Travelcard season ticket, or on a route where your season ticket is not valid, you must buy a
ticket for your journey. However, if your journey begins and ends at a station within the London
National Rail Pay As You Go Area, you can follow the instructions set out in 3.19 and 3.20
provided you have sufficient pay as you go credit on your Oyster card to pay for the additional
journey(s). Failure to either buy a ticket or follow the instructions laid out in 3.19 and 3.20 may
mean you have to pay a penalty fare or you may be liable to prosecution.
3.9 If your Oyster card has more than one Travelcard on it and they are valid on the same date or
dates, the availability of these Travelcard must cover adjacent fare zones.
3.10 Annual Travelcards on Oyster cards are issued with a Gold Record Card. The Gold Record
Card and your Oyster card are together valid for the purchase of concessionary fares under
the terms of the Gold Card scheme - see nationalrail.co.uk/goldcard for details. The Gold
Record Card by itself is not valid for travel.
3.11 A Travelcard loaded on to an Oyster card at a National Rail station will be subject to the
appropriate Train Company Passengers’ Charter. The Train Company concerned will provide
details of any entitlement this may provide. Details can be found at nationalrail.co.uk .
Pay as you go on Oyster
3.12 Oyster pay as you go may only be used on participating National Rail services entirely within
the London National Rail Pay As You Go Area and in standard class accommodation only.
3.13 Only one person at a time can travel using the pay as you go credit on an Oyster card. Oyster
cards without any discount or concessionary entitlement or Travelcard season ticket on them
may be lent or transferred from the purchaser to another person for them to pay as they go. If
the Oyster card is registered / protected, TfL will only be able to deal with the registered holder
in connection with any enquiries. The registered holder will remain responsible for the Oyster
card and any use made of it. The Train Companies and TfL will not accept any responsibility
for any losses arising out of the loan or transfer and use of the Oyster card. If you have a
discount concession or Travelcard season ticket on your Oyster card you cannot
transfer it to anyone else to pay as they go.
3.14 At the station where you start your journey, you must touch your Oyster card flat on a yellow
card reader (see clause 3.4) at the station. A charge, as set by the Train Companies and TfL,
will be deducted from the balance on your Oyster card. You will not be allowed to start your
journey unless you have sufficient pay as you go credit on your Oyster card as is deemed
necessary by the Train Operators and TfL for you to pay for your journey.
At the end of your journey, you must touch your Oyster card flat on a yellow card reader at the
station as you exit. The amount deducted at the start of your journey will, as required, be
adjusted so that you only pay the advertised pay as you go fare for the journey made.
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If you do not touch in at the station where you start your journey and touch out at the station
where you end your journey, you may be charged more than the advertised pay as you go
fare, and any daily cap to which you may be entitled will not apply. You may also be liable to a
penalty fare or you may be prosecuted.
3.15 Your pay as you go journey must be completed by touching out at the end of your journey
within a time limit from when you touched in at the start of your journey. The time limit varies
between 70 minutes for a Monday to Friday daytime journey within a single fare zone, up to 5
hours and 15 minutes for a longer distance journey on a Sunday or public holiday. Full
information is provided at tfl.gov.uk. If the time between touching in at the start and touching
out at the end of your journey is more than the applicable time limit you will be charged more
than the pay as you go fare for your journey. If this happens, you will need to call TfL
Customer Services so that they may, depending on the explanation given for the journey
having taken longer than the appropriate time limit, refund any over-payment.
3.16 You are not allowed to break your journey when travelling using pay as you go. Each time you
leave a station whilst using pay as you go, you must touch out as set out in 3.13 and you will
be deemed to have ended that particular journey. However, if you are making a journey which
involves you having to leave a station by touching out, and enter another station by touching in
to continue your journey (see 3.4), provided you do so promptly, you will only be charged for a
single journey.
If you enter and leave the same station without undertaking a journey, we may charge you a
fare up to the maximum pay as you go fare.
3.17 Pink card readers. Pink card readers are located at a number of interchange stations.
If you pass a pink card reader when changing from one train to another, and you are using
your Oyster card to pay as you go for any part of your journey, but not starting or finishing your
journey at the station concerned, you must touch your card on the pink card reader to ensure
you pay the appropriate pay as you go fare for the route you are taking.
You must still touch in on a yellow card reader at the start of your journey and touch out at the
end to ensure you pay the correct pay as you go fare.
3.18 There is no need to touch your Oyster card on a yellow card reader when changing trains
within the same station from National Rail to London Underground, DLR, TfL Rail or London
Overground services, or vice versa.
If you are transferring to a National Rail service with the intention of travelling outside the
London National Rail Pay As You Go Area you must touch out at a station within the London
National Rail Pay As You Go Area to complete your pay as you go journey. You will need a
separate ticket to cover the journey you make after you have touched out. If you are
transferring from a National Rail service on which you have travelled from outside the London
National Rail Pay As You Go Area and you wish to continue your journey using pay as you go,
you must touch in at a station within the London National Rail Pay As You Go Area in order to
start your pay as you go journey.
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3.19 If you have a valid Travelcard on your Oyster card which only covers the start or end of your
journey, or only an intermediate section of it, you can use pay as you go to pay for that part (or
those parts) of your journey not covered by your Travelcard, provided that your journey starts,
finishes and takes place entirely within the London National Rail Pay As You Go Area. To
ensure that you are charged the appropriate pay as you go fare and that the daily cap will, if
appropriate, be applied, you must touch in at the start and touch out at the end of your journey
when using pay as you go.
3.20 If you are using an Oyster card with a Travelcard season ticket on it and you are travelling on a
Train Company service to a station beyond the availability of your Travelcard season ticket,
but within the London National Rail Pay As You Go Area, you must touch in before you start
your journey and have sufficient pay as you go credit on your card to cover the cost of the
additional travel. If you fail to touch in at the start of your journey, or have insufficient pay as
you go credit, you may be issued with a penalty fare or be prosecuted.
3.21 If, as a result of service disruption or planned engineering works, you use an alternative route
for your journey, the amount deducted from your pay as you go balance will be the fare
appropriate for the services and zones you actually use. You may be entitled to compensation
for any delays according to the provisions of the Train Company’s Passenger Charter. Please
contact the relevant Train Company customer relations department for details.
3.22 Daily capping: If you use pay as you go to make several journeys in the same day, if your
journeys are within Zones 1-6 the total price you pay will not exceed the cost of 1/5
th
of the
equivalent 7 Day Travelcard price (based on the 7 Day Travelcard price including Zone 1). If
your journeys are not wholly within Zones 1-6, the total price you pay will not exceed the cost
of the Anytime Day Travelcard fare if any of your travel was at peak time, or the cost of an Off-
Peak Day Travelcard, if all your travel was made entirely at times when Off-Peak Day
Travelcards are valid. Tickets bought, using your pay as you go credit, for use on
Southeastern High Speed services between St Pancras International and Stratford
International, river bus services, or the Emirates Air Line will not count towards any daily cap.
3.23 Even when you have travelled sufficiently to be eligible for a daily cap to be applied, you must
continue to touch your Oyster card on a yellow card reader at the stations where you start and
end each journey. If you do not do so, you may pay more than the appropriate daily cap, or be
liable to a penalty fare or you may be prosecuted.
4. Failed Oyster cards
4.1 If your Oyster card is damaged or will not work on the yellow or pink card readers it will be
deemed to have failed, and will be replaced free of charge. You may request a replacement at
any London Underground station ticket office, by going to tfl.gov.uk/oyster, or by calling TfL
Customer Services.
In order for your replacement card to be issued, you will need to provide details about any
Travelcard season ticket(s) and/or pay as you go credit on the card. If the replacement Oyster
card contains a Travelcard season ticket, this will be issued subject to TfL’s Conditions of
Carriage, subject to you not suffering any loss as a result of this.
4.2 If a replacement Oyster card is issued based on the details you have supplied, and TfL later
finds that there are errors in the information you have given, action may be taken to correct the
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Travelcard season ticket(s) and/or pay as you go credit on the replacement card to ensure that
you do not benefit or lose out as a result of such errors.
4.3 If Train Companies or TfL has reason to suspect that the information you have provided is
false, TfL, on behalf of the Train Companies, may stop you from using the replacement card
and you may be prosecuted.
4.4 Full details of how to replace failed Oyster cards are shown in TfL’s Conditions of Carriage
under which Oyster cards are issued, details of which are available at tfl.gov.uk/terms.
4.5 If you have completed the payment process at a ticket machine and either your additional pay
as you go credit or your Travelcard season has failed to load onto your Oyster card, contact
the ticket office at the station where you have made the purchase. If the station does not have
a ticket office or it is closed, contact the customer service department of the train company
who operates the station.
5. Refunds on Oyster cards
5.1 If you no longer need the ticket on your Oyster card, you may be entitled to a refund of the
unused portion. Refunds on Travelcard season tickets bought at National Rail stations
(including those loaded on to an Oyster card at a National Rail station) are made in
accordance with the National Rail Conditions of Carriage. In the first instance you should take
it to the National Rail station ticket office at the station where it was bought. If you are entitled
to a refund, the station will either process your application or ask you to contact TfL Customer
Services.
5.2 If you have pay as you go credit on your Oyster card but no longer need it, you can get a
refund of the balance on your Oyster card at London Underground stations. Some London
Overground and TfL Rail stations can also do this for you. If the balance on your Oyster card is
£10 or less, you can get a refund of it and any deposit at Tube station self-service ticket
machines. You cannot re-use your card once you have got a refund from a Tube station self-
service ticket machine. Alternatively, sign into or up for an online account or contact TfL
Customer Services.
5.3 If you have used Oyster to pay as you go for a journey but have paid more than the advertised
pay as you go fare, TfL will refund the amount overpaid subject to you having touched in and
touched out as required. You will need to call TfL Customer Services after 48 hours but within
28 days of making the journey. Claims cannot be made after this time.
5.4 If you no longer need your Oyster card, you can get any remaining pay as you go credit and
any deposit paid back by handing it in at any London Underground ticket office or by calling
TfL Customer Services.
If your Oyster card has a negative pay as you go balance when you return it, you will be asked
to clear it before the deposit is refunded.
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6. Lost or stolen Oyster cards
6.1 If you lose a registered/protected Oyster card, or it is stolen from you, and it holds only a
Travelcard season ticket that was bought from a National Rail station, any refund or
replacement will be made in accordance with the National Rail Conditions of Carriage. If your
card has been stolen, you should report it to the police and obtain a crime number, which you
may be required to produce to support your application for a refund or replacement. Any such
application should be made in the first instance by calling TfL Customer Services.
6.2 If an Oyster card containing a Travelcard season ticket issued at a National Rail station is
replaced, the replacement Travelcard season ticket will be issued subject to the National Rail
Conditions of Carriage. In some cases you may be asked to contact TfL Customer Services. In
these cases any replacement ticket will be issued in accordance with the TfL Conditions of
Carriage (available at tfl.gov.uk/terms), subject to you not suffering any loss as a result of
this.
6.3 If you lose a registered/protected Oyster card or it is stolen and it holds only pay as you go
credit, you can apply for a new Oyster card by going to tfl.gov.uk or by calling TfL Customer
Services. The TfL Conditions of Carriage will apply, subject to you not suffering any loss as a
result of this.
6.4 No refund or replacement can be made in respect of lost or stolen unregistered/unprotected
Oyster cards.
7. Ticketless travel and Penalty Fares
7.1 Penalty fares apply on the National Rail network in accordance with the National Rail
Conditions of Carriage.
If you are within a Compulsory Ticket Area or travelling on National Rail services within the
London National Rail Pay As You Go Area without:
a ticket that is valid for the journey you are making
an Oyster card containing a valid Travelcard season ticket
a validated Oyster card, when you are paying as you go, showing a record of the start of
your journey
a validated Oyster card showing a record of the start of your journey and sufficient pay as
you go credit, when using a combination of a Travelcard and pay as you go credit, to make
a journey beyond the zonal validity of the Travelcard season ticket held on your Oyster
card
you may be issued with a penalty fare or you may be prosecuted.
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8. Useful contacts
Addresses and telephone numbers of the offices mentioned in this book are shown below.
Transport for London
TfL Customer Services
telephone: 0343 222 1234
text phone: 020 7027 8511
National Rail Enquiries
nationalrail.co.uk
telephone: 08457 48 49 50
Fares information
tfl.gov.uk/fares
telephone: 0343 222 1234
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Definitions
a) “London Fare Zones” and “ The London Fare Zones” mean that area covered by the published
zones 1-9 where National Rail and TfL fares are set by means of calculating which zones are
used for travel;
b) The “London National Rail Pay As You Go Area” means that area in which Oyster pay as you
go is accepted as payment for travel on the National Rail Network;
c) National Rail in the context of these Conditions of Use refers to any facility or service jointly
or individually supplied by the Train Companies;
d) “Oyster” card means a card or Oyster photocard belonging to the electronic smartcard scheme
operated by Transport for London in which a number of Train Companies participate;
e) A Train Company’s “Passenger’s Charter” means the document of that name or “Customers
Charter” published from time to time by that Train Company;
f) “Penalty Fare” means a penalty fare charged in accordance with a scheme made under the
Penalty Fares Rules 2002 (as amended from time to time). The amount of a Penalty Fare will
be as shown in the Penalty Fares Regulations 1994 (as amended from time to time);
g) “Railcard” is a card which allows ticket(s) to be bought at a discounted fare;
h) “TfL” means the organisation known as Transport for London
i) “Train Company” means a company operating passenger railway services which is required to
apply the National Rail Conditions of Carriage to its tickets under a condition of the Passenger
Licence granted to it by the Office of Road and Rail. A list of these companies can be found at
nationalrail.co.uk. “Train Companies” means all or more than one of these Companies;
j) A “Travelcard” is a ticket that permits the holder unlimited travel within one or more of the
London Fare Zones within the date(s) and times(s) of validity.